HWM ViewPoint Newsletter

 

 

 

January 2010

  • Hello Goodbye 2009
  • Major Indices Performance
  • Medicare Questions Answered
  • RMDs Explained
  • HWM Announcements

October 2009

  • Dow at 10,000... Do You Remember March 30, 1999?
  • Roller Coaster Rides - Real Ones vs. Emotional Ones
  • To Convert or Not From an IRA to a Roth IRA in 2010?
  • John Hancock Memo - Additional Details Regarding an IRA to Roth IRA Conversion in 2010

July 2009

  • Stress Testing Personal Retirement Plans... To Reduce Stress
  • This Time It's Difference (Or is it?)
  • Has the Stock Market "Calmed Down" Yet?
  • Passive Investing at the Core - Combined with Tactical and Alternative Investing
  • HWM Staff Addition

 April 2009 

  • Two Perspectives on the Current Recession 
  • Stock Market Contractions and Extractions
  • The State of the U.S. Economy?
  • The Security of Your Accounts, Part II
  • Avoiding Bear Market Mistakes
  • Final Thoughts and Disclosures

March 2009 

  • How Low Can We Go?
  • "Dollar-Cost-Averaging"
  • Asset Allocation

February 2009 

  • 2008 Review
  • Recession vs. Depression
  • Improving Signs
  • Living Benefit Riders

December 2008

  • Season's Greetings
  • Account Security
  • History As A Guide

November 2008

  • Market Timing vs. Market Time

October 2008

  • Controlling the Controllables
  • Getting Out May Mean Missing Out

September 2008

  • Why Work With A Financial Professional?
  • Where to Stash Your Emergency Cash
  • Annuity Maximization: A Strategy to Leave More to Your Heirs
  • Ask The Experts:
    • Can I Roll My 401k Funds Into A Roth IRA?
    • I Inherited My Spouse's Traditional IRA. Now What?

August 2008

  • Thoughtful Bear Market Strategies
  • Should A Destination Club Be Your Home Away From Home?
  • Annuity Maximization: A Strategy to Leave More to Your Heirs
  • Ask The Experts:
    • Will The Current Credit Crunch Impact My Child's Ability to Get a Student Loan?
    • What Is The Parent PLUS Loan?

July 2008

  • July 2008 Special Market Update
  • The Rewards of Long-Term Investing
  • It's Time In The Market - Not Timing

June 2008

  • Your Money and Your Life
  • Long-Term Care Partnership Policies
  • Tax-Wise Gifting Strategies for Seniors
  • Ask The Experts:
    • What Are The Pro's and Con's of Online Banking?
    • How Can I Protect My Online Finances?

May 2008

  • The Bear Headlines
  • Universal Life: Insurance With Options
  • Tips For Selling Your Home in an Uncertain Market
  • Ask The Experts:
    • Can I Be Automatically Enrolled in a 401(k) Plan?
    • What Are Qualified Default Investment Alternatives?

April 2008

  • The Ultimate 'I Love You'
  • Coping With a Slower Economy
  • Women Need Life Insurance Too
  • Ask The Experts:
    • What Can We Learn From the Subprime Mortgage Mess?

March 2008

  • Do You See What I See?
  • How Well Are You Navigating the Efficient Frontier?
  • Will You Pay Taxes on Your Social Security Benefits?
  • Ask The Experts:
    • Is My Pension Safe if My Employer Goes Bust?
    • Should I Take My Pension Benefit In a Lump Sum or Annuity?

February 2008

  • What Keeps You Up at 2:00 AM?
  • Why UTMA/UGMA Accounts Aren't Making The Grade
  • Working In Retirement-What You Need to Know
  • Ask The Experts:
    • How Do I Figure My Tax Credit On My 2008 Hybrid Car?
    • Many Of My Possessions Were Destroyed In a Recent Disaster. Can I Get a Break On My Taxes?
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