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Planning for a Stress-Free Retirement

Working your investments now for when you choose to stop

Some people don’t like the word retirement, so let’s call it what it is: your “work-optional” years. Whether you have a fixed date in mind to retire or want to maximize your options down the road, HWM has the experience and tools to help you achieve your goals.

The HWM retirement planning process

The road to successful and comfortable retirement years requires doesn’t just present itself. It requires a specific map to make sure we know where we’re going and what it takes to get us there at the time we desire. We call this your MoneyMap. It starts with a comprehensive appraisal of where you are now – both financially as well as personal satisfaction and circumstance. Then we work to design a plan using the right financial tools to meet your goals, as well as setting expectations for future factors such as inflation and returns on investments.

Charting a Successful Course to Retirement
Our MoneyMap Approach

Our HWM MoneyMap process includes:

  • Creating a plan for retiring on your terms
  • Creating a plan for retiring on your terms
  • Mutually agreeing to actions required to retire on time
  • Maximizing your portfolio growth through low-cost, tax efficient investments
  • Tracking progress as you save
  • Running forecasts based on hypothetical retirement situations
  • Analyzing your retirement withdrawal income rate
  • Accounting for potential roadblocks along the way